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INSIDERS (Sponsored Content)
Brought to you by Randy McCreith, Bella Casa Real Estate Group - Real Estate INSIDER -
New agents always tell me that they want to go into real estate because they 'love people and love showing homes'. My response is as predictable as those reasons. "Anyone in retail will tell you that after working with the vast public for a while, the most difficult job on the planet is working with people. As for showing homes, that is the easiest and most enjoyable of your work but that is about 5% of your time spent working."
In the last article I encouraged people to interview at least 2 or 3 agents and learn about them before hiring one. Do not only hire a friend, relative, or a referral from someone without doing your own investigation of others also. The consequences are too severe if you get the wrong one.
90% of my work in real estate is negotiating offers, overcoming obstacles, solving problems, and rescuing sales from failing. This is about getting you the best price, the most workable terms and conditions possible at the time, and achieving success against tough odds for failure. Your agent needs to be knowledgeable, wise, patient, diplomatic, and experienced at putting out fires. Your agent needs relationships with industry personnel to get the help needed. He or she needs good relationships with other agents to work through challenges.
Ours is a good market now for getting offers, but it is a difficult one for execution and success. Insane regulations rule the day and the pathway is challenging. Getting to the finish line whole is tough!
BELLA CASA REAL ESTATE GROUP
1002 SPRINGBROOK RD., NEWBERG, OR 97132
207 NE 19TH ST, STE 100, MCMINNVILLE, OR 97128
Brought to you by Donna Satterlee, Marketing Specialist, Premier Community Bank - Community Banking INSIDER -
If you have a new business, the Small Business Development Center provides a list of 5 things you need to do your first year (or two).
(1) Know yourself. Where do you fit in the marketplace? What unique value do you provide to your customers? What problems are you solving? These questions and more create your brand. Your brand is what will separate you from your competition.
(2) Focus. Do not overlook the power of the planning process. Break down the year into 30, 60 and 90-day sprints. Define your goals and identify tasks to reach those goals. Work on this plan every single day.
(3) Get clear on your target market. Narrow down your ideal client so you know where to find them. For example, if your target market is young Portland professionals who attend every Timbers' home games and like whiskey, you know exactly what events, the brand voice that will resonate, and the kind of advertising that will get you the best return on investment (ROI).
(4) Develop your sales funnel. How do you engage with a potential customer? What do you do to turn them into a paying customer? Don't miss because you were unprepared or the prospect didn't know how to work with you.
(5) Keep track of your finances. Set up your bookkeeping systems to keep track of your sales and expenses. Not taking the time to do this will cause huge headaches come tax season. More importantly, you need to know where you're spending your money and who your best paying customers are, so you can make better decisions.
Call us if we can help you build your business.
PREMIER COMMUNITY BANK
901 North Brutscher Street, Newberg, OR 97132
Brought to you by Dr. Wendy Abraham, Naturopathic Physician, Sherwood Aesthetic Medicine - Aesthetic Medicine INSIDER -
Sherwood Aesthetic Medicine is now offering Sculpsure®, a breakthrough device for the reduction of stubborn fat in problem areas such as the abdomen or love handles, helping patients achieve a slimmer appearance without surgery or downtime.
Instead of her regular talk on All Things Aesthetic, Dr. Abraham will be hosting an Open House on Wednesday, October 5th from 4-8pm to introduce the public to her newest technology that can eliminate fat in record time. Everyone is invited to attend and be entered to win a free treatment, watch a live demo, enjoy food and drinks, meet the doctor and learn more. There is no cost to attend, but the information is priceless.
Sculpsure is a safe and effective light-based treatment that precisely targets fat cells under the skin, permanently destroying up to 24% of treated fat in a short 25-minute procedure. Over time, these damaged fat cells are naturally absorbed and removed from the body, with results seen as quickly as six weeks, and optimal results typically seen at 12 weeks. Sculpsure is comfortable and well-tolerated, so patients can return to normal activities immediately.
Even with diet and exercise, most people have areas of stubborn fat that seem impossible to get rid of, states Dr. Abraham, with Sculpsure, I can help patients of all skin types achieve the results they are looking for with a non-invasive treatment that fits into their busy lifestyles. If you have questions about the open house or wish to schedule a private consultation, contact her offices today. Special pricing and incentives will be offered to those who attend.
SHERWOOD AESTHETIC MEDICINE
16771 SW 12TH ST., SUITE C, SHERWOOD, OR 97140
Brought to you by Rodney Robbins, First Step Treatment Center - Chemical Dependency Services INSIDER -
On Monday the 19th, I received a telephone call from a mom who lives outside of Yamhill County. This mom, who I will refer to as Jennifer for confidentiality reasons, was not unlike many other parents Ive talked to over the years. She has a thirteen-year-old daughter who uses marijuana regularly, ignores rules and limits, refuses to go to school, and is possibly selling as well.
Jennifer said she has called multiple places for help. Residential programs informed her that they will not take her daughter unless she is willing to be admitted. This is a daunting criterion, given that most teenagers who need inpatient level of treatment are not overjoyed at the prospect of going to a residential program. Her ability to use school attendance as a hammer is limited, because current laws punish the parents with fines if their child refuses to attend.
For those who live with a loved one in the throes of addiction, the feelings of powerlessness and frustration are often overwhelming. My advice to Jennifer was to start with taking care of herself! Make sure that illegal substances are not in the home, but also go to Al-Anon and seek personal counseling. At the First Step office, we offer a support group for individuals like Jennifer, a place where they can receive therapeutic support and professional guidance around addiction and options for further help.
Its important to provide help to those with substance use disorders, but we also need to also make sure that no affected individuals are forgotten along the way.
FIRST STEP TREATMENT CENTER
120 N. EVEREST RD., NEWBERG, OR 97123
Brought to you by Diane Edwards, Edwards & Associates, Financial Services, Inc.
Is there such a thing as good debt? And if so, what is it? There are as many opinions on this topic as there are cute cat pictures on the Internet. Do you use a cash-only purchasing system? Or do you go all the way to the other end of the spectrum and leverage everything that is possible to leverage, squeezing the pennies out of every possible asset? This would include using margin in your investment accounts or using your homes equity. Like most things in life, too much of one thing is seldom a good idea.
It may be difficult to sort through all the contradictory advice available. Because each individuals circumstances are different, many people benefit from the services of partnering with a financial advisor to create a customized plan. Since we do see frequent questions about common rites of passagelike paying for college, or taking on a mortgagefrom a broad group of people, this months Money Chat blog will address three of the FAQs and some debt management best practices ideas.
Although in the blog we dont go over advice specific to any one persons situation, we do have to say that the most important decision you can make is to take action and get started. The sooner you decide on an action plan, the sooner youll make progress toward achieving those goals! If you would like to work with an Advisory Team who approaches finance in a holistic manner, call today for your free consultation.
EDWARDS & ASSOCIATES, FINANCIAL SERVICES, INC.
Toll Free: 866.699.8743
Brought to you by Casey Sonnier, Newberg Farmers Market - Newberg Farmers Market INSIDER -
For centuries, farmers markets were the original shopping experience. Stalls would line streets, manned by eager farmers seeking to share their abundance with their communities. The advent of the industrial age and supermarket hailed the decline of farmers markets in the U.S., until suddenly, they made a remarkable resurgence. Our farmers know exactly why the demand for the highest-quality produce has made a comeback.
Mark Fery and Liz Turner from Saint Joseph Acres know. Every Wednesday, they make the cornucopia from their farm available to the public for purchase. They have shallots, Lorz Italian garlic, onions, corn, Purple Viking potatoes, melons, squash, peppers, tomatoes, and so much more. Their stated mission is to grow good food, without chemicals, and make it accessible for people. Mark remarked that the people of Newberg are welcoming. Liz said she finds it really rewarding when she learns what her customers make with the produce they buy.
Jim and Bonnie Steele from Steele Plants have been coming to the Newberg market almost since its inception. They grow their fruits and vegetables on a residential farm in Aloha, on less than a half-acre. We like to give people good food, grown naturally, Bonnie said, and we like to see more people shop locally. They begin the market season with plant starts for customers to use in their home gardens. As the season goes on, they bring the rest of their produce: Corn, ghost peppers, serrano peppers, grapes, tomatillos, cucumbers, pumpkins and so much more.
NEWBERG FARMERS MARKET
502 E. SECOND ST., NEWBERG
Find us on Facebook/ newbergfarmersmarket
Brought to you by Tim McDaniel, Shoe Mates Footwear and Repair - Shoes INSIDER -
Downtown McMinnville is a nice place to visit if you have been looking for a very good shoe and boot outlet and home town service seven days every week. Drive less and get genuine in-store foot sizing, satisfaction and smiles at Shoe Mates Footwear and Repair in McMinnville.
All of our Mens wingtips and other dress shoes are featured with 25% discounts from Friday, September 23 through Sunday, October 2. There are many womens shoe manufacturers on hand for your needs as well and some with sale prices up to 40%: Red Wing for work and field wear; Birkenstocks for all seasons including fleece lined styles; Born for style and formal events; Ahnu for hiking, Taos sandals and professional shoes; Lems for zero-drop orthopedics; Superfeet insoles for arch challenges; quality Clarks for everyone; SAS for adult feet; Goodhew and Sockwell compression sox; Haflinger boiled wool zoo animal slippers and even Samuel Hubbards for ultimate mens comfort and style.
Coming soon we have now ordered Bogs, Rockport, Timberland, and other new shoe/boot makers for ladies and men. We sell good footwear brands and accessories and lots of them but we simply dont cost more than big box stores or many online sites. Please check Shoe Mates out and try our sudden service and satisfaction for your family and yourself. Come in and smell the leather! Already have a set of keeper shoes/boots that need TLC to put back into use? Shoe Mates is a full footwear and leather repair shop with two experienced cobblers.
SHOE MATES FOOTWEAR AND REPAIR
540 NE THIRD ST., DOWNTOWN MCMINNVILLE, OR 97128
Brought to you by Angela Wu, DPT, MPH, Chehalem Physical Therapy Inc. - Physical Therapy INSIDER -
Patients with low back pain (LBP) are often prescribed core-strengthening exercises as part of their physical therapy. A thorough history including abdominal surgeries, birth history, and bowel and bladder symptoms may also be collected. The back and abdominal muscles are like a basket, said Angela. Your back is the back portion of the basket, the abdominal muscles are the front, and the pelvic floor makes up the bottom of the basket. If you have problems with your abdomen or pelvic floor, the basket can become lopsidedwhich often manifests itself as low back pain.
People with sedentary jobs or poor posture are particularly prone to lower back pain, as are older patients, patients with a history of abdominal surgeries and pregnant or postpartum women. But you dont have to be in poor physical shape to have lower back pain. We also see a large population of athletes with it. They are really strong, but need help activating and engaging the right muscles. Low back pain can happen to anyone. It is often a result of our bodies compensating for weak or tight core musculature, Angela said.
Angela and her colleagues at Chehalem Physical Therapy work with each patient to develop a specialized program to carefully increase abdominal and hip strength while managing back pain. However, we keep away from sit-ups because they place more strain on the lower back, Angela said. We work with strengthening exercises that focus on stabilizing the lumbar spine and pelvis.
If you want to invest in your back and body as a whole, work on the core strength of the entire basket.
CHEHALEM PHYSICAL THERAPY, INC.
120 N EVEREST RD., SUITE C, NEWBERG, OR 97132
Brought to you by Stacy Bunke, French Prairie Gardens - Nursery and Family Farm INSIDER
In 2011, Emily Pohlschneider-Edwards, beloved wife, daughter and mother, succumbed in her fight against a rare form of cancer called gestational trophoblastic disease (GTD). To honor her memory, French Prairie Gardens hosts a yearly event called the Fight for Your Life 5K to raise funds for the nonprofit Ems Fight.
The foundation, which the Pohlschneider family started in honor of Em, supports local women who are struggling in their own fight against rare cancers. Although the fight will always be difficult, Ems Fight will help with the cost of treatments or transportation to seek a specialist in the field, childcare, rent, groceries or wigs, or even a trip to spend some wonderful time with their families.
The Fight For Your Life 5K winds through dirt roads throughout the farm where Emily grew up and worked the fields. Joggers and walkers are also welcome, and kids aged five to ten are invited to compete in the 800-meter Kids Dash.
After the race is over, registered race participants receive twelve free activity tickets to French Prairie Gardens Pumpkin Patch. There, everyone can enjoy popular attractions like the tractor wagon ride, hay maze, petting farm and hand-pump duck racesnot to mention the famous Pigtucky Derby Pig Races and of course, picking Halloween pumpkins in the pumpkin patch.
Finish up your full day of farm fun with a locally brewed Oregon beer and deep-fried zucchini, corn dogs and pulled pork sandwiches, or with an Umpqua ice cream milkshake and a stroll through the gardens. To sign up for the race, visit fightforyourlife5k.com or donate at emsfight.org.
FRENCH PRAIRIE GARDENS & FAMILY FARM
17673 FRENCH PRAIRIE RD., ST PAUL, OR 97137
Brought to you by Branden Thompson, Chehalem Glenn Golf Course - Golf INSIDER -
Recall the last time you amazed your playing partners with a shot that went right where you wanted it to go. For most of you that doesnt happen often, but the great allure of golf is that it does happen periodically. What happened prior to that shot that was different? I guarantee that most of the time, you were thoroughly engaged in the process. You were able to see the shot before you hit it. You were almost able to feel the swing that would produce the shot. You were confident going into the shot.
So how do you make that perfect shot happen more consistently? Include all these elements in your pre-shot routine.
First, visualize the shot you want to hit. This has to be the first step. Develop a clear mental picture of the flight path that the ball must follow to get to your intended target. Commit to that shot and see it completely before you do it.
Second, feel the shot. Make one or two rehearsal swings before you address the ball. Notice that I said rehearsal swings, and not practice swings. Make these swings have a purpose. Rehearse the move that corresponds to the ball flight that you visualized. Most golfers make mindless practice swings with no point and no benefit.
Finally, be confident. The adage Fake it til you make it is correct. You have a lot better chance of pulling of the shot with good body language. Walk tall and proud as you approach the ball, and enjoy the great shot that follows.
CHEHALEM GLENN GOLF COURSE
4501 E FERNWOOD RD., NEWBERG, OR 97132
Brought to you by Mike McBride, Farmers Insurance - Insurance INSIDER -
Your college-aged son or daughter might have left the nest, but that doesnt mean that he or she stops needing your helpmainly, to carry thousands of dollars worth of bikes, computers, furniture, mini-refrigerators and sound systems into their first home away from home. But do you really need renters insurance? Farmers Insurance can help you decide on the appropriate coverage.
First, if you have a homeowners policy, renters insurance might not be necessary. If your homeowners policy protects a value of over $100,000, 10% of that policy extends to your sons or daughters personal property while living in an off-campus apartment.
However, renters insurance is more comprehensive than many realize. An affordable policyaround $12-15 in premiums per monthcovers medical costs for both your child and others. For example, if your son has a friend stay the night and he breaks a wrist while tripping on the stairs, the policy will cover medical costs for the visitor.
That same policy also covers accidents that occur off the property. Say your child stops in a coffee shop and spills a too-hot cup on someone else standing in line, or if he or she accidentally knocks over and injures an elderly neighbor in the grocery store. Renters insurance makes sure that both your child and others are protected.
Of course, circumstances varywhether or not your child has roommates, for example. Call Farmers Insurance at 503-538-8898 to see which policies might work best for both you and your child.
Mike McBride Agency
1548 E FIRST ST., NEWBERG, OR 97132
Brought to you by Darrel Baumer, DB Collision & Autoworks - Automotive INSIDER -
Sometimes, appearances do matter. After a collision, you may have gotten a first-rate repair. But if the paint job on the panel doesnt match the rest of the vehicle, your car might start to look like a beat-up old rattletrap.
At DB Custom, Darrel wants to make sure that your car has an invisible repair, and that means taking the time and effort to make sure that the newly repainted panel perfectly blends in with the rest of your vehicle. Variation in paint formulas, as well as fading from sun and weather exposure, means that a perfect paint match straight out of the can is impossible. Theres no such thing, Darrel said.
Instead, Darrel creates a color which would be considered a blendable match. After the damaged panel is repaired, Darrel paints the repaired panel as well as any adjacent panels using a technique called blending, gradually stepping out the paint as he moves away from the points where the panels are adjacent to each other, after which the repair panel and all blend panels are encapsulated with a clear coat. I want to make sure that you dont see any transitions between the existing color and new color, Darrel explained.
For example, if your front door is the repair panel, Darrel will apply color to the repair panel and blend color into the fender and rear door. Afterwards, both the repair panel and blend panels are clear coated. Your perfect paint job is protected both by a warranty from the paint manufacturer and a lifetime warranty from DB Custom. We want your car to look exactly like it did before it was in an accident, said Darrel.
DB COLLISION & AUTOWORKS
1040 INDUSTRIAL PARKWAY, SUITE G
NEWBERG, OR 97132
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